YES! I Want a Business Line of Credit!

Your Name*
Email*
Cell Phone*
Loan Amount (i.e. $50,000 or 50K)*
10K per month (Minimum)*
*NOTE: Sales of LESS than 10K per month Will NOT Qualify!
Time in Business*
How did you hear about us?*
By providing your phone number and clicking the submit button below, you consent to receive prerecorded and autodialed informational and promotional calls, and/or text alerts from, or on behalf of, United Business Funding (“UBF”). Message & data rates may apply, message frequency varies. Customer help and information? Dial 888-351-3863. To opt out of sms/mms messaging, text “STOP” to be removed from our list. You also consent, under the same submit button, to automatically or manually be added to our email marketing lists for future marketing and communications emails from UBF. Unsubscribe to our emails using the unsubscribe link contained therein. Consent is not a condition of any purchase. You also consent to our Privacy Policy, and our Terms and Conditions.

YES! I Want a Business Line of Credit!

Your Name*
Email*
Cell Phone*
Loan Amount (i.e. $50,000 or 50K)*
10K per month (Minimum)*
*NOTE: Sales of LESS than 10K per month Will NOT Qualify!
Time in Business*
How did you hear about us?*
By providing your phone number and clicking the submit button below, you consent to receive prerecorded and autodialed informational and promotional calls, and/or text alerts from, or on behalf of, United Business Funding (“UBF”). Message & data rates may apply, message frequency varies. Customer help and information? Dial 888-351-3863. To opt out of sms/mms messaging, text “STOP” to be removed from our list. You also consent, under the same submit button, to automatically or manually be added to our email marketing lists for future marketing and communications emails from UBF. Unsubscribe to our emails using the unsubscribe link contained therein. Consent is not a condition of any purchase. You also consent to our Privacy Policy, and our Terms and Conditions.

Business Line of Credit

Get Funds You Need for Your Business, When You Need It!

Approvals For Your Business Loan Within Hours!

Consistently Funding Larger Dollar Amounts Then Our Competitors!

> Application and Submission Form <

Business Line of Credit

Business Line of Credit – Teir 1

C-Corps, LLC’s, Sole Proprietors

Minimum FICO score 650

3 Years in Business

60K in Monthly Revenue

Business Line of Credit – Teir 2

No Sole Proprietors

Minimum FICO score 550

3 Years in Business

50K in Monthly Revenue

Eligibility/Qualifications

Last 3 Months of Business Bank Statements

3 Years in Business Minimum

Voided Bank Checks

Invoices (Where applicable)

What is a Business Line of Credit?

Cash flow for businesses of any size is paramount to their success. But what if you are looking to grow your business and don’t have enough cash on hand to do so? Or maybe you just want to pay outstanding invoices while you wait for payments from your sold products to arrive in your bank account? Lastly, what if you are looking to hire staff for an upcoming busy season but need instant funds to pay their salary and train them as well? No matter what the reason, a Business Line of Credit may be for you.

How does a Business line Of Credit Work?

A Business Line of Credit, sometimes called a flexible loan, is like a credit card, meaning there is finite amount of money for you to use for your business when you need it! But, of course, having easy access to cash to fuel your business often comes with a price. A Business Line of Credit can be costly but convenient for business owners because they can reach for the funds they need when they need them. But business owners should be aware that, like a loan, interest will be charged as soon as the money is borrowed. This puts a huge responsibility on the business owner to track payments and interest rates on a daily basis to make borrowing and paying back this line of credit more effective.

Who Benefits by Using a Business Line of Credit?

Businesses large or small can benefit from a Business Line of Credit. Let’s say you’re a small business operator, such as a freelance writer, and your articles have been sent out, approved, and are being used but you’re still awaiting payment for your services, this is when a Line of Credit will come in handy. Pay yourself and your outstanding bills while you wait for payment on work completed without touching any of your existing funds.

Use Your Line of Credit Effectively

Always remember to use your Line of Credit with care and responsibility. Use them for short-term fixes for your business (i.e., make payroll, boost inventory for seasonal sales or use the money to advertise your business. No matter the use, a Line of Credit can be a lifesaver for some businesses.

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