Small Business Loans
Quick & Easy Access to Business Funding
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Business Financing For Businesses Large Or Small!
As a business owner, you understand the never-ending challenges of running a successful operation. Opportunities for expansion, renovation, or purchasing new equipment require additional working capital that you may not have today. UNITED BUSINESS FUNDING offers access to $10,000 to $2,000,000 in as little as 3 days!
We focus on providing small business loans to a wide range of industries, including but not limited to restaurants, retail stores, service providers, manufacturers and wholesalers. In just a few days and with minimal paperwork, you can get the financing you need for your business. Which of the following business loan options is right for you?
The Premier Loan is ideal for established business owners with better-than-average credit and a stable average bank balance.
In business 2 years or more.
Favorable personal credit.
Extended terms available.
If you’re just getting started or have a few dings on your credit but a steady bank balance, then our Advantage Loan may be the best fit.
In business 3 months or more.
Wide range of credit types accepted.
$15,000 average monthly bank balance.
Business Financing Explained
What is a business loan?
A business loan is any type of financing that is used to fund business expenses, everything from paying staff to purchasing inventory!
Depending on the type of financing your business needs, you can find options that don’t require too much detailed information about you and your business to qualify!
What types of business loans are available?
Term loans. Business term loans are commonly unsecured and ideal for covering a one-time expense. You receive a lump sum — typically anywhere from $5,000 to $5 million — that you pay back plus interest and fees over five to 25 years.
SBA loans. The Small Business Administration (SBA) offers several loan programs for business owners who’ve struggled to qualify for financing in the past. These are typically term loans that come with more competitive rates since they’re partially backed by the government. However, the application process can take months to complete!
Equipment and Vehicle Financing. These small business loans work like other loans, but they’re secured by the equipment or vehicle your business is purchasing. Rates tend to be a bit lower, but you risk losing your assets (namely your new trucks, or construction vehicles) should you default.
Short-term business loans. Short-term business loans — typically merchant cash advances — are ideal for businesses that need emergency funds fast. While they’re typically easier to qualify for, they’re more expensive than the other options on this list. And repayments are usually due daily, weekly or over a span of months.
How much can I borrow?
At United Business Funding, you may be able to borrow anywhere from $10,000 to $2 million to fund your business. The exact amount depends on how long you’ve been in operating as a business, your monthly revenue, and your credit score.
How can I apply for a business loan?
What do I need To Provide to Get Financing for my Business?
The information you need to provide will vary depending on the type of business loan you’re applying for. In most cases, you may need to have the following documents on hand:
- Proof of monthly revenue
- Business bank statement/s
- Voided business check/s
- Government-issued ID for each business owner
How long does it take to get a business loan?
In most cases United Business Funding provides same day approval on business loans, with most businesses funded within 24 hours! Even with poor credit!
Online lenders like United Business Funding may be able to offer you an instant approval decision, and funding for your loan within 2 business days.
- Time in Business: 2 Years
- Approval Time: Months
- Access to Capital: Months
- Credit Requirement: Prime Credit
- Industries: Limited
- Repayment: Fixed Monthly